|
 Consumer Services
Business services
Consumer services
Gold Key Card
 Netsavers
with savings of $50,000 or more will be eligible for the personlised
membership card that allows the cardholder access to a number of
specially designed benefits when conducting business with FNCU.
Some of the Gold Key Card benefits are:
- The provision of a personal banking service
- 1% discount on the organisation’s average lending rate
- 3% discount on all ticket purchases at FNCU Travel Company
- 5% discount accessible at Salybia Resort and Spa.
- No service charges on standing orders
- Special mailing on events and news
More on Gold Key
General Insurance
First National Credit Union operates a general
insurance agency, through a special arrangement with a major insurance
company of Trinidad & Tobago. This allows First National
Credit Union to provide a full range of general
insurance services to its members.
The Family Indemnity Plan
In association with CUNA Caribbean Insurance,
FNCU offers to members the Family Indemnity Plan (FIP). The FIP
covers funeral expenses for up to six family members including
the member's spouse, children and parents up to age 76. Three
coverage options are available to suit the budget and individual
needs of a member.
| Plan |
Individual Benefit |
Monthly Premium |
| Plan A |
$10,000.00 |
$48.00 |
| Plan B |
$15,000.00 |
$72.00 |
| Plan C |
$20,000.00 |
$96.00 |
Travel Desk
In its attempt to provide more enhanced services, the
credit union has a full service travel agency. Members are entitled
to rebates when they utilize the FNCU Travel Desk.
More on FNCU Travel Company
Western
Union Quick Pay
If you are in the U.S. or Canada, the Western Union® Quick
PaySM service is a fast, safe,
inexpensive way to make an international payment to FNCU.
If you are in a country outside of the U.S. or Canada, you
can use the Quick Pay service to make a payment to a FNCU in
your country or abroad.
 VISION
VISION has been designed to provide members with access
to information on their account, loan rates, deposit rates and
other information. Members can dial 648-FNCU (3628) to access
our interactive voice response system, 24 hours a day, 7
days a week.
More on VISION.
<< top of page
Business Services
Corporate fixed deposits
Similar benefits to the fixed deposit for individuals; individuals
and companies can invest their idle funds for a fixed term for
a return tax-free return. T he minimum investment is $100,000.00
and the rates are negotiable. These deposits can be utilised as
collateral for loans.
Corporate Loans
Loans are granted to companies to assist in the
operation of its business or to members for business purposes.
These purposes include business start up, business expansion,
purchase of equipment.
Receivable Financing
First National Credit Union turns a business'
Accounts Receivable into instant operating cash, we provide you
with working capital so you can hire qualified employees and
purchase state-of-the-art equipment.
Payroll processing
FNCU offers the service that allows businesses to outsource
the receiving and processing of their payrolls. This relieves
businesses of the hassle of payroll process thereby allowing
them to concentrate on areas more profitable to the business.
<< top of page
|
