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FNCU Travel Company

The First National Credit Union Travel Company Limited came into existence on September 18th, 2003. The office is located at #22, Park Street, Port of Spain. The members of the Board of Directors are Mr. James Lambert, Mrs. Patricia Sylvester-Thomas, Mr. Mayon Murray and Mr. Michael Peters

The FNCU Travel Company provides a myriad of services which include:-

  • Airline Ticketing
  • Ground Transfers
  • Hotel Reservations
  • Holiday Packages
  • Group Vacation Packages
  • Tours (Inter-island, Inter Caribbean, World)
  • Car Rentals

The FNCU Travel Company has affiliation with the following other Credit Unions via a Travel Desk. The affiliates are listed below:

Credit Union

Contact Number

Bethel Credit Union




Diego Martin Credit Union


Police Credit Union


Transcorp Credit Union


First National Credit Union

648-2484 ext 2235/2238

Palo Seco Credit Union (New)


The Company’s hours of business are 7:00 a.m. to 5:00 p.m. Mondays to Fridays and 9:00 a.m. to 12:00 noon on Saturdays. The members are Shelley Charles - Manager, Cheryl-Ann Sandy-Bristol - Travel Consultant, Cheryl Perez - Reservation Clerk and Khadine Rouse-Caruth - Reservation Clerk.

For further information contact
(868) 627-9874
(868) 624-8274
(868) 625-2381 (Fax)

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FNCU Venture Capital Company Limited

FNCU Venture Capital Company Limited was incorporated in 1998 and was successfully listed on the Second Tier Market of the Trinidad and Tobago Stock Exchange in 2001. This fund has an Authorized Share Capital of TTD 10, 000,000 or USD 1,600,000 and has issued 4,455,000 ordinary shares as at July 31, 2004. The members of the Board of Directors are Mr. James Lambert, Mr. Peter Permell, Mr Deryck Murray, Mr Keith Miller, Mr Trevor Cyrus, Mr Patrick Tam, Mr Gregory Mc Guire and Mr Courtnal Legendre.

The FNCU-VCCL Company is managed by Financial Concepts Limited (FCL), the registered Investment Advisor under the Securities and Exchange Commission.

The role of FCL is twofold:

  • Solicit deposits for the Venture Capital Company
  • Review potential investment options and make recommendations to the Board of the Venture Capital Company

As the fund manager, FCL explores the domestic market for investment opportunities, seeking companies in the growth or mature phase of the business life cycle, thereby ensuring that the market potential for products or services of the investee company is assured for the five (5) year investment period. The fund has a bias for investments in QIC’s which engage in export related activity, the Energy sector, Tourism and Marine Transportation industries. The fund will not invest in those companies whose operations are harmful to the environment.

For Further Information Contact

Mr. Daniel Lambert
Chief Executive Officer
Financial Concepts Ltd.
Tel: (868) 624-0710 / 0879
Fax: (868) 623-3156
Address: #42 Dundonald Street, Port-of-Spain

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FIRCON Property Management Company Limited is a subsidiary of First National Credit Union and was incorporated on February 4th 2000. FNCU and FIRCON has a lease agreement, where FIRCON is the leasor and FNCU is the lessee. FIRCON performs the usual responsibilities allocated to landlord and tenant, such as repairs and maintenance and building renovations and upgrades. FIRCON is also responsible for the liquidation of corporate and other assets of FNCU and the sale of delinquent properties.

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Trinidad and Tobago Credit Bureau

Trinidad and Tobago Credit Bureau Company Limited (previously named FNCU - Credit Bureau) is a duly incorporated limited liability company under the Companies’ Act 1995. It was incorporated on November 23, 2000 and its registered address is Fircon House,Corner Bushe Street & Southern Main Road, Curepe.

The Company is a fully owned subsidiary of the First National Credit Union. The members of the Board of directors are Mr. Anthony Moore, Ms. Marjorie Andrews, Mr. Trevor Cyrus, Mr. Mayon Murray and Mr. Deryck Murray.

Organisation Structure

The organisational structure includes a Board of Directors and a team of Financial Management Consultants – Financial Concepts Limited (FCL) who were contracted by the principal shareholders to manage the Credit Bureau on its behalf.

Company products and Services

The main Services of the Credit Bureau are:

  • Credit Reporting and Information Dissemination
    This service is effected via credit reports, which will contain the following data:
    • Confirmation of the details of the member or borrower
    • The date the account was opened
    • The date of the last payment
    • The type of facility - loan/credit and the repayment arrangement
    • A statement on the client’s rating and a recommendation if necessary
  • Debt Factoring
    The purchase of delinquent accounts from credit unions nationwide, without recourse for credit losses and assumes all risks involved.
  • Debt Recovery
    This service emanates from the debt factoring service and involves the collection of the debts.
  • Education and Training
    Training is to be offered in Credit Management skills through the following mediums:
    • Seminars
    • Workshops
    • Audio-visual Training aids

For further information, contact

Ms Hazel Frederick
Operations Manager
Tel: (868) 662-0260
Tel/Fax: (868) 662-0288


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First National Credit Union Co-operative Society Limited
Head Office: 8-10 Techier Rd., Point Fortin, Trinidad, W.I. Other branches.
Phone: 868 648-0734, 2451, 1732; Fax: 868 648-2484
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Copyright © 2004 First National Credit Union Co-operative Society Limited. All Rights Reserved.

Oct 22, 2004
FNCU Hurricane Initiative
FNCU has been at the forefront of extending support to persons affected by Hurricane Ivan

Oct 22, 2004
New Service Coming Soon
FNCU GIA allows members to check their balance online

Oct 08, 2004
FNCU Family Day and Cook Out
Sunday 26 September, 2004 was truly a day of Fun, Family and Food for First National Credit Union

Oct 08, 2004
FNCU Travel Company
Revised First National Credit Union Travel Corporation hours 

Oct 08, 2004
FNCU helps fire victim
FNCU helps where it matters most

Aug 31, 2004
FNCU Systems Audit
First National Credit Union has recently commissioned an organization wide systems audit.

Aug 31, 2004
FNCU Scholarship Awards
FNCU open the door of opportunity for youth!!

Aug 31, 2004
FNCU gives Merit SEA Scholarship
FNCU has given its first merit scholarship to Terek Trim

Aug 31, 2004
FNCU launches Gold Key Card
FNCU has broken new ground and made another giant step in the direction of customer service.

May 30, 2004
FNCU SEA Seminar

FNCU gives SEA students a self-esteem boost!

Feb 28, 2004
FNCU Quality Service Improvement
FNCU has taken up the challenge of creating value for all stakeholders.